Risk Management

With some foresight and critical thought, some risks that at first glance may seem unforeseen, can in fact be foreseen.

There are many types of risk: broad market risk, investment selection risk, interest rate risk, economic risk, credit or default risk, correlation risk, concentration risk, country specific risk, currency exchange risk … and personal liability risk. The identification, assessment, and prioritization of these risks are fundamentally important within any investment management strategy. Within our risk management process we analyze not only your investment portfolio risks, but also transferrable risks that can be catastrophic to your financial well-being. One needs to know where they are susceptible to these types of risks, and take action to mitigate those areas of exposure.

Epic Insights

Sep 23, 2022

The Federal Open Market Committee (FOMC) increased the target rate by 75 basis points (bp) to a 3.25% upper bound and delivered a more pessimistic outlook in their published Summary of Economic Projections.

Sep 21, 2022

  You may have seen this statistic before or one resembling it: the average 65-year-old retiring couple can now expect to pay more than $250,000 in healthcare costs during the rest of their lives. In fact, Fidelity Investments now projects this cost at $285,000. The effort to prepare for these potential expenses is changing the … Continue reading “Healthcare Costs are Cutting into Retirement Preparations”

Sep 19, 2022

Investors are routinely warned about allowing emotion to influence their decisions. However, they are less routinely cautioned about their preconceptions and biases that may color their financial choices. In a battle between the facts & biases, our biases may win. If we acknowledge this tendency, we may be able to avoid some unexamined choices when … Continue reading “Do Our Emotion or Biases Affect Our Financial Choice”

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