Insights + Resources

Epic Insights

Don’t Overreact in August Amidst Volatility

Aug 5, 2020

stock market volatility uncertainty
Understanding Summer Volatility

One of my favorite Wall Street quotes regarding volatility is from Mark Twain, who said:

“October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.” (more…)

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Corporate Executive Insider Trading to Watch for

Aug 3, 2020

Buy Sell Stocks Dice
A Look at “insider” trading

To some, the buying and selling of a company’s stock by corporate executive officers and directors can be an indicator of Wall Street sentiment.

In July 2020, the ratio of companies with executive buying compared with executive selling touched 0.27 – the lowest level in nearly 20 years.1 (more…)

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Starting a Roth IRA for a Teen

Jul 31, 2020

Roth IRA
This early financial decision could prove helpful over time.

Want to give your child or grandchild a great financial start? A Roth IRA might be a choice to consider. There are many reasons why starting a Roth IRA for a teenager may be a sound financial strategy. Read on to learn more about how doing this may benefit both of you. (more…)

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The I.R.S. Has Enhanced the 2020 RMD Waivers

Jul 29, 2020

Required Minimum Distributions
Investors may be eligible to “undo” certain retirement account withdrawals before September.

In March, the Coronavirus Aid, Relief, and Economic Security (CARES) Act became law. It was designed to help Americans impacted by the COVID-19 pandemic.1

The new law offered investors a financial break. It gave people the option to skip required minimum distributions (RMDs) from traditional Individual Retirement Accounts (IRAs) and 401(k)-style plans in 2020. (Original owners of Roth IRAs never have to take RMDs from those accounts.)2,3 (more…)

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30 Year Home Loans Fall to Historic Lows

Jul 27, 2020

Mortgage Interest Rates
Investors and homebuyers take note

Lately, it can feel like each day brings a new headline about fluctuating market behavior. But amid the ups and downs of 2020, there may be some potential good news on the horizon. On July 16, 2020, the interest rate for 30-year home loans have fallen to 2.98%. In addition, the average interest rate for a 15-year home loan had declined to 2.48%.1,2,3 (more…)

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Little Known Homeowners Insurance Facts

Jul 24, 2020

Home Insurance Documents
You may be surprised to learn what is and is not covered

If you have a homeowners insurance policy, you should be aware of what this insurance does and does not cover. These policies have their limitations as well as underrecognized perks. (more…)

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What is Earnings Season

Jul 22, 2020

Earnings Season Stock Quotes
Financial results are reported each quarter

Every few months, you may hear the phrase “we’re entering earnings season” as you read financial news.

But what exactly is “earnings season” and why is it important to Wall Street? (more…)

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