Tag: financial advisor

Market Update – DeepSeek What Happened and What are Implications?

Feb 3, 2025

What Is DeepSeek?

The buzz around Chinese artificial intelligence (AI) startup DeepSeek began to stir over the weekend, prompting a “sell now ask questions later” attitude across tech shares on Monday. AI has been a major investment theme, but this time the headlines didn’t feature new chips or bold development plans. The AI chatbot utilized publicly available open-source models and, according to DeepSeek, performed on par or slightly surpassed the performance of its much larger U.S. rivals, at a fraction of the cost. The company stated costs to train the model – which skeptics were quick to point out cannot be verified and is likely understated – came in at around $6 million, far less than the hundreds of millions in training costs reported by U.S. hyperscalers.

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Investment Challenges of the Affluent Investor

Jan 22, 2025

Jigsaw Puzzle Unfinished
Affluent investors face unique challenges when putting together an investment strategy.

High net worth investors face investment challenges that some would consider unique to their financial status. The fundamental tenets of investing apply just as equally to them as any other investor, but these investors need to be mindful of issues that typically arise only from substantial wealth.

Let’s examine a few of these.

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Time and Money – The Power of Compounding

Dec 13, 2024

Father Time doesn’t always have a good reputation, particularly when it comes to birthdays. But when it comes to saving for retirement, time might be one of your strongest allies. Why? When time teams up with the growth potential of compounding, the results can be powerful.

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Talking to Your Heirs About Estate Planning

Nov 25, 2024

Scales of Justice
Using a lawyer to create an estate plan is a key component of achieving financial wellness

Talking about “the end” is not the easiest thing to do, and this is one reason why some people never adequately plan for the transfer of their wealth. Those who do create estate plans with help from financial and legal professionals sometimes leave their heirs out of the conversation. (more…)

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Why Regular Rebalancing Makes Sense

Nov 22, 2024

rebalancing stones on pyramid
Your investment portfolio may be off-kilter, and you may not even know it.

Everyone loves a winner. If an investment is successful, most people naturally want to stick with it. But is that the best approach? Here’s why rebalancing is key. (more…)

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Charitable Giving

Nov 4, 2024

When developing your estate plan, you can do well by doing good. Leaving money to charity rewards you in many ways. It gives you a sense of personal satisfaction, and it can save you money in estate taxes.

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Trust Basics

Oct 7, 2024

Trust written on 2 pieces of paper
This vital investment account question should be answered sooner rather than later

Whether you’re seeking to manage your own assets, control how your assets are distributed after your death, or plan for incapacity, trusts can help you accomplish your estate planning goals. Their power is in their versatility — many types of trusts exist, each designed for a specific purpose. Although trust law is complex and establishing a trust requires the services of an experienced attorney, mastering the basics isn’t hard.

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Organizing Your Finances When Your Spouse Has Passed

Sep 20, 2024

Losing a spouse is a stressful transition. And the added pressure of having to settle the estate and organize finances can be overwhelming. Fortunately, there are steps you can take to make dealing with these matters less difficult.

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Financial Tips for Young Families

Sep 16, 2024

Financial Tips
It’s never too late to start.

The hardest part is getting started. Even though more than half of U.S. households have some form of investment in the stock market, many new parents may still find that creating a financial strategy is the last thing on their minds. And who can blame them? After all, new parents have a million concerns to keep in mind on top of any unexpected financial pressure that may arise. A few financial tips here and there can help set the basis for your future. Thus, for young families with discretionary income, creating a financial strategy may be easier than they realize.1 (more…)

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Market Update – More Pullback Perspective

Aug 9, 2024

This latest bout of market volatility has been unsettling, especially after such a calm 2023 and 2024 for stocks. However, with the benefit of some historical perspective, volatility of this magnitude is quite common.

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More Insights

Feb 7, 2025

The new month brings two major market-moving stories to digest. First is the advances in artificial intelligence (AI) by Chinese startup DeepSeek. It has caused some investors to question America’s lead in the AI race and American Exceptionalism more broadly. To answer that question, it’s important to look at this idea holistically.  U.S. advantages in … Continue reading “Market Update – AI Advances and Tariff Tactics”

Feb 5, 2025

Some accounts have no designated beneficiary. Rarely, the same thing occurs with insurance policies. This is usually an oversight. In exceptional circumstances, it is a choice. Without beneficiaries what happens to these accounts and policies when the original owner dies?

Feb 3, 2025

What Is DeepSeek? The buzz around Chinese artificial intelligence (AI) startup DeepSeek began to stir over the weekend, prompting a “sell now ask questions later” attitude across tech shares on Monday. AI has been a major investment theme, but this time the headlines didn’t feature new chips or bold development plans. The AI chatbot utilized … Continue reading “Market Update – DeepSeek What Happened and What are Implications?”

Jan 31, 2025

You can prepare for the transition years in advance. In doing so, you may be better equipped to manage anything unexpected that may come your way.

Jan 29, 2025

Information vs. instinct. When it comes to investment choices, many people believe they have a “knack” for choosing good investments. But what exactly is that “knack” based on? The fact is, the choices we make with our assets can be strongly influenced by factors, many of them emotional, that we may not even be aware … Continue reading “Making Investment Choices”

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