Tag: Personal Finance

Bad Money Habits to Break

Feb 27, 2023

Behaviors worth changing

Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these financial tendencies, now is as good a time as any to alter your behavior. (more…)

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Taking Charge of Your Financial Life

Feb 13, 2023

Trending Data
A windfall from a loved one can be both rewarding and complicated.

When you are putting together a household, it isn’t unusual to delegate responsibilities. One spouse or partner may take on the laundry, while another takes on the shopping. You might also decide which one of you vacuums and which one of you dusts. This is a perfectly fine way to divvy up household tasks and chores. (more…)

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Should You Care What the Stock Market Does Each Day?

Feb 10, 2023

Stock Market Quotes Chart
Focusing on Your Strategy During Turbulent Times

Investors are people, and people are often impatient. No one likes to wait in line or wait longer than they have to for something, especially today when so much is just a click or two away. (more…)

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Who is Your Trusted Contact?

Feb 1, 2023

contact information
This vital investment account question should be answered sooner rather than late

Investment firms have a new client service requirement. They must now ask you if you would like to provide the name and information of a trusted contact.1

You do not have to supply this information, but it is encouraged. The request is made with your best interest in mind – and to lower the risk of someone crooked attempting to make investment decisions on your behalf.1 (more…)

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Managing Money as a Couple

Jan 27, 2023

wedding couple in front of money
What are the keys to prepare to grow wealthy together?

When you marry or simply share a household with someone, your financial life changes—and your approach to managing your money may change as well. The good news is that it is usually not so difficult. (more…)

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The Many Flavors of Fixed Income

Jan 13, 2023

Looking for yield? Treasuries aren’t your only flavor

Treasury bonds aren’t your only flavor in the world of fixed-income investing. Far from it. There are various other vehicles you may want to consider as part of a fixed-income strategy, and some of them offer potentially higher yields than Treasuries. It comes down to how much risk you want to shoulder as a fixed-income investor. (more…)

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Starting a Roth IRA for a Teen

Dec 21, 2022

Roth IRA
This early financial decision could prove helpful over time.

Want to give your child or grandchild a great financial start? A Roth IRA might be a choice to consider. There are many reasons why starting a Roth IRA for a teenager may be a sound financial strategy. Read on to learn more about how doing this may benefit both of you. (more…)

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Are You Retiring Within the Next 5 Years

Nov 25, 2022

retireYou can prepare for the transition years in advance. In doing so, you may be better equipped to manage anything unexpected that may come your way. (more…)

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Eliminate the Guesswork in an Estate Plan

Nov 21, 2022

Scales of Justice
Using a lawyer to create an estate plan is a key component of achieving financial wellness

Creating an estate plan is a key component of achieving financial wellness
Most people don’t spend too much time thinking about end-of-life planning on a daily basis. But you may have loved ones who will soon face those issues. While it’s not pleasant to think about, you may be the one who ends up having to sort out their affairs. In addition, there will come a time when you need to think about yourself and your own family. (more…)

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A Decision Not Made is Still a Decision

Nov 11, 2022

Person with Options
Indecision can lead to no decision.

Investment inaction is played out in many ways, often silently, invisibly, and with potential consequence to an individual’s future financial security, especially when it comes to retirement planning.

Let’s review some of the forms this takes. (more…)

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More Insights

Mar 29, 2023

Across the country, people are saving for that “someday” called retirement. Someday, their careers will end. Someday, they may live off their savings or investments, plus Social Security.  They know this, but many of them do not know when, or how, it will happen. What is missing is a strategy – and a good strategy … Continue reading “Creating a Retirement Strategy”

Mar 27, 2023

Overview As we expected, the Federal Reserve (Fed) raised the fed funds rate by 0.25%, pushing the upper bound to 5.00%. Financial conditions were stable enough for the Federal Open Market Committee (FOMC) to release updated projections, unlike the Fed’s decision back in March 2020 to delay updated projections due to financial instability. Yesterday, the … Continue reading “Market Update: Three Takeaways from the Fed Decision”

Mar 24, 2023

You’ve probably heard the saying that “cash is king,” and that truth applies whether you own a business or not. Most discussions of business and personal “financial planning” involve tomorrow’s goals, but those goals may not be realized without attention to cash flow, today. Management of available cash flow is a key in any kind … Continue reading “Cash Flow Management”

Mar 22, 2023

  You may have seen this statistic before or one resembling it: the average 65-year-old retiring couple can now expect to pay more than $250,000 in healthcare costs during the rest of their lives. In fact, Fidelity now projects this cost at $285,000. The effort to prepare for these potential expenses is changing the big … Continue reading “Healthcare Costs are Cutting into Retirement Preparations”

Mar 20, 2023

When you think about your estate, you may think about your personal property, real estate, or investments. You also have other, less-tangible assets – and they deserve your attention as well. We consider these your digital assets. A digital footprint of your life – and you need to consider them within your estate planning.

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