Tag: Investments

Midyear Outlook 2022: Navigating Turbulence

Jul 18, 2022

Markets rarely give us clear skies, and there are always threats to watch for on the horizon. But the right preparation, context, and support can help us navigate what lies ahead. So far, this year hasn’t seen a full-blown crisis like 2008-2009 or 2020, but the ride has been very bumpy. We may not be flying into a storm, but there’s been plenty of turbulence. How businesses, households, and central banks steer through the rough air will set the tone for markets over the second half of 2022. (more…)

Tags: Certified Financial Planner Charlotte NC, Current Events, Financial Planning, Investing, Investment Portfolio, Investments, Personal Finance, retirement

Will You Avoid These Estate Planning Mistakes?

May 27, 2022

Many people plan their estates diligently, with input from legal, tax, and financial professionals. Others plan earnestly but make mistakes that can potentially affect both the transfer and destiny of family wealth. Here are some common and not-so-common errors to avoid during estate planning. (more…)

Tags: Certified Financial Planner Charlotte NC, Estate Planning, financial advisor, Investments, Personal Finance, retirement, Retirement Planning, Retirement Tax Savings, social security

The Many Flavors of Fixed Income

Apr 27, 2022

Treasury bonds aren’t your only flavor in the world of fixed-income investing. Far from it. There are various other vehicles you may want to consider as part of a fixed-income strategy, and some of them offer potentially higher yields than Treasuries. It comes down to how much risk you want to shoulder as a fixed-income investor. (more…)

Tags: Bonds, Fixed income, Investment Planning, Investments, Personal Finance, Treasury Bills

Keep Calm, Stay On Plan

Mar 16, 2022

Recent headlines have added volatility to the markets. There will always be new headlines, and any of them could mean turbulence for Wall Street.

As an investor and retirement saver, how much will this turmoil matter to you in the long run? Not as much as you may expect. There are many reasons to remain on plan rather than attempting to intuit or guess when and where big shifts in fortune may arrive. (more…)

Tags: financial advisor charlotte nc, Investments

Annual Financial To-Do List

Dec 22, 2021

What financial, business, or life priorities do you need to address for the coming year? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to managing your taxes. You have plenty of choices. Here are a few ideas to consider: (more…)

Tags: Certified Financial Planner Charlotte NC, Financial Planning, Investing, Investment Portfolio, Investments, Personal Finance, Retirement Tax Savings, Tax Planning

Unrealized Capital Gains and Losses

Nov 8, 2021

For many investors, it can be tempting to think of one’s portfolio in terms of “capital gains” or “capital losses.” True, this is a central concept to understanding market behavior, but to truly maximize your investing knowledge, you also need to know about “unrealized gains,” “unrealized losses,” and how they can work to your advantage. As always, the following information is not intended as tax or legal advice. Any financial decision should be undertaken in consultation with your financial advisor and is not intended as tax or legal advice. Ready to learn more? Read on. (more…)

Tags: Financial Planner Charlotte NC, Investments

Estate Taxes May Be Amended Soon

Oct 29, 2021

To help raise revenue to pay for President Biden’s Build Back Better Plan, Congress is considering a number of tax law changes, including adjusting estate taxes. (more…)

Tags: Certified Financial Planner Charlotte NC, Current Events, Investment Planning, Investments, Personal Finance, Tax Planning, tax season guide, taxes

Direct Indexing

Aug 11, 2021

“Indexing” is a familiar phrase in investment jargon, and a familiar concept. Money managers structure certain investment vehicles to contain all of the stocks within a particular Wall Street index, such as the Standard & Poor’s 500 stock index. This equity exposure may fit the investment strategy for some investors depending on their risk tolerance, time horizon and goals.  (more…)

Tags: financial advisor charlotte nc, Investing, Investment Planning, Investment Portfolio, Investments, Personal Finance

Investment Challenges of the Affluent Investor

Jul 30, 2021

High net worth investors face investment challenges that some would consider unique to their financial status. The fundamental tenets of investing apply just as equally to them as any other investor, but these investors need to be mindful of issues that typically arise only from substantial wealth.

Let’s examine a few of these.

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Tags: charlotte NC, financial advisor, financial advisor charlotte nc, Financial Planning, Investment Planning, Investment Portfolio, Investments, Personal Finance

The Whims of Wall Street

Apr 19, 2021

It can be exhausting trying to keep up with the whims of Wall Street. Lately, the financial markets have been fixated on federal taxes and what may be proposed on Capitol Hill in the weeks and months ahead. Wall Street’s focus on taxes closely follows its attention on the 10-year Treasury yield. And it wasn’t that long ago that the financial markets were influenced by reopening and vaccine distribution statistics. (more…)

Tags: Investing, Investment Planning, Investment Portfolio, Investments