Making a Charitable Gift from Your IRA
Jun 21, 2019
Is your annual IRA withdrawal a bother? If you are an affluent retiree, that might be the case. The income is always nice, but the taxes that come with it? Not so much.
If only you could satisfy your yearly IRA withdrawal requirement minus the attached taxes. Guess what: there might be a way.
If you gift traditional IRA assets to charity, you could see some big tax savings. The Internal Revenue Service calls this a Qualified Charitable Distribution (QCD), and you may want to explore its potential. Some criteria must be met: (more…)
Tags: Retirement Tax Savings
Tax Moves to Consider in Summer
Jun 14, 2019
Making changes earlier rather than later.
If you own a business, earn a good deal of investment income, are recently married or divorced, or have a Flexible Savings Account (FSA), you may want to think about making some tax moves now rather than in December or April.
Tags: Tax Planning
Bad Spending Habits That Can Be Corrected
Jun 12, 2019
Americans have a great deal of disposable income relative to many other nations, yet our free spending can take us further and further away from the potential for financial freedom. Some people fall into crippling spending habits and injure their finances as a consequence.
Tags: Financial Help, Spending Habits
Impact Investing: Have You Heard of it? You Will.
May 24, 2019
I’d like to shine a bright light on the ever-growing popularity of impact investing and then define the three types of investors found to have the most interest in what seems to be this relatively new (although it’s actually not) and seemingly unknown (only to the retail investor) area of the investment marketplace. Let’s hop right in.
Impact investing. First, it’s important to know that “impact investing” is merely a subsegment of a more broadly defined investment methodology known as Sustainable, Responsible and Impact … otherwise known as SRI. This is actually a relatively new set of terms or definition for the S-R-I acronym which for a long time stood for Socially Responsible Investing – and that is actually where a lot of confusion comes in when people begin to discuss SRI or impact investing strategies. (more…)
You Don’t Know What You Don’t Know
Mar 27, 2019
Having attended the 2018 SRI Conference in Colorado Springs, aka: SRI in the Rockies back in November, I remember returning not only inspired to continue the work we do, but reassured that the work we do for our clients is simply the right work to be doing.
SRI is the acronym for investments that focus not only on a financial return, but they also have a social or environmental return component as well. SRI stands for Sustainable Responsible and Impact, and it’s rightly taken claim as one of the fastest growing segments of the investment marketplace. Quite simply, and when looked at correctly, it is the way to have your money “do more”, for you, and for others.
(more…)US SIF Foundation Releases 2018 Biennial Report On US Sustainable, Responsible And Impact Investing Trends
Oct 31, 2018
WASHINGTON, D.C., Oct. 31 – The US SIF Foundation’s 2018 biennial Report on US Sustainable, Responsible and Impact Investing Trends,released today, found that sustainable, responsible and impact investing (SRI) assets now account for $12.0 trillion—or one in four dollars—of the $46.6 trillion in total assets under professional management in the United States. This represents a 38 percent increase over 2016.
The Trends Report—first compiled in 1995—is the most comprehensive study of sustainable and impact investing in the United States. From the first report when assets totaled just $639 billion to today, the sustainable and responsible investing industry has grown 18-fold and has matured and expanded across numerous asset classes.
The 2018 report identified $11.6 trillion in ESG incorporation assets under management at the outset of 2018 held by 496 institutional investors, 365 money managers and 1,145 community investing financial institutions. The largest percentage of money managers cited client demand as their top motivation for pursuing ESG incorporation, while the largest number of institutional investors cited fulfilling mission and pursuing social benefit as their top motivations.
(more…)US SIF Foundation Releases 2016 Trends Report
Nov 15, 2016
WASHINGTON, D.C., November 14, 2016 – Sustainable, responsible and impact investing assets now account for $8.72 trillion, or one in five dollars invested under professional management in the United States according to the US SIF Foundation’s biennial Report on US Sustainable, Responsible and Impact Investing Trends 2016 which was released today.
The biennial Trends Report—first conducted in 1995 when ESG assets totaled $639 billion—provides comprehensive data on US asset managers (more…)
Market Impact of a Trump Presidency
Nov 11, 2016
Donald Trump has completed his landmark quest and will become the nation’s 45th President after a contentious and often divisive campaign. In addition, the Republican Party has retained control of both houses of Congress. This outcome marks a significant reversal from just a few weeks ago when a Hillary Clinton presidency was highly probable and even a Democratic party sweep of Congress was possible.
While this outcome is certainly a shock to many, it is important to (more…)
Impact Investing: Performance, Purpose and Positioning
May 29, 2016
The phrase “impact investing” has become the lead moniker chosen to represent several purpose-driven or values-driven strategies that have evolved over the last two decades. Other names such as “sustainable investing”, “socially responsible investing or sustainable, responsible and impact (SRI)”, “corporate social responsibility (CSR)”, “environmental, social and governance (ESG)”, all seem to have been folded-up under the simple more widely accepted term impact investing. The ability to align ones wealth with their values and create a positive impact, in some form or fashion, through the deployment of their investment dollars. (more…)
Tags: Impact Investing, Investment Planning
Why We Embrace Conscious Capitalism®
Apr 6, 2016
“Conscious” Capitalism? An oxymoron it is not. It is a movement sweeping across the globe and growing in size, popularity and in the impact that it is having for those business leaders who embrace it. It, in my opinion, should become the standard by which businesses are evaluated for investment and judged in the court of public opinion for its popularity by the consumer. A bold statement indeed, and maybe one better served as a vision for an ideal world, but the pragmatic nature of its four core tenants give it great viability. (more…)
Tags: Current Events, Employee Benefit Planning, Investment Planning, Philanthropic Planning
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Apr 4, 2025
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