Managing Director, Ed Doughty, just returned from a 10-day trip serving with Wine To Water, a North Carolina based non-profit that aims to eradicate the global water crisis. He and a handful other volunteers visited and worked in several remote communities along the Amazon River in Columbia and Brazil. The main project was the construction of a 3-story water tower that will support a 5000-liter water tank connected to a water-pump pulling from a deep underground well. This water system will enable the 40 homes in the riverside community of Santa Luzia to receive water directly to their homes and to the local community school. Wine to Water has also provided a Sawyer Point-One water filter to each family so that the water piped-in from the newly constructed water system will truly provide clean water, free from any bacteria and much safer for the 100+ men, women and children of the community to utilize and consume. If you would like to learn more about Wine to Water, or would like to support them in any way, please visit their website at https://winetowater.org or simply reach out to Ed Doughty who leads the Charlotte Chapter of Wine to Water. Ed has also volunteered with WTW in Uganda, Ethiopia and the Dominican Republic.
It was such a privilege to be the group that assembled the gift bags that were opened on Christmas morning by the women and children at Dove’s Nest. It was a clear reminder that the Christmas season truly is about giving, not just presents, but giving of one’s self for others, sharing our time and hearts and doing what we can to lift others up, to empower them, and to give them the dignity they deserve no matter their circumstances or life story. It’s also a perfect time to reflect on how blessed we are, and how grateful we are for the families that we serve doing the work we do at Epic Capital.
Dove’s Nest, Charlotte Rescue Mission’s cost-free women’s recovery program provides a structured yet loving and stable living environment aimed at helping women understand and deal with the core issues of addiction as a disease. The 120-Day program welcomes mothers with their children and focuses on spiritual, physical, social and psychological recovery, to help women understand and deal with the core issues of their alcohol and/or drug addiction. If you’d like to learn more about this extraordinary facility and program, please visit their website or give them a call @ 704-333-4673.
What a nutrient-dense and inspirationally-packed 2-for-1 volunteer effort today, getting to take park in The Bulb’s mobile food market at the Renaissance West Community!
If you’ve never been to the Renaissance West Community Initiative, or have yet to learn about it, please go and please do. It is flat-out impressive what they have pulled together in such a short time here in Charlotte. RWCI uses a holistic community redevelopment approach, focusing on multiple critical factors, including mixed-income housing, educational opportunities, youth and adult development programs, as well as health and wellness services.
The Bulb is a spectacular grass-roots non-profit founded by Alisha Pruett six-years ago. Their mission is to provide access to (mosty) local, fresh and healthy produce as well as education on health and wellness to vulnerable and underserved neighborhoods in our local communities. As BIG fans of healthy eating (yes, we love our veggies!), we were awestruck by the incredible variety of amazing fruits and vegetables that they provided any RWC resident who stopped by.
Please, take a minute to click on the links above and learn more about these two extraordinary organizations doing “real work” to improve the lives of others.
The #BeEPIC Team was at it again. And we are happy to report a much improved stretch of Little Sugar Creek waterway! Despite having pulled about a full bag and a half of debris from the water and its surrounding banks, it was the least amount that we’ve seen since we started volunteering over a year ago. The primary culprits, as we’ve seen in the past, consist primarily of disposable plastic grocery store bags, styrofoam cups and take-out containers, aluminum cans, bottles, and foil snack bags. Some of the more unique items today were tattered clothes, a decomposed backpack, a softball, and a basketball. But there was some beauty among the discarded, as we saw flowers blooming, bees buzzing, and a few geese going about their day. Not to mention the sun was blazing and it was HOT! All worth it as we recognized the value of our efforts in seeing our little strip look pretty clean and alive with wildlife. If you’d like to consider volunteering with us please let us know. If you’d like to learn more please visit Storm Water Services Adopt-a-Stream Program
The sun was out, our workload was light, and it was a FRIDAY! To top it all off we had the distinct honor of serving over 100 men a hearty meal. It doesn’t get much better than that.
That was our experience this past Friday when several of us from Epic Capital served lunch at the Men’s Shelter of Charlotte off of N. Tryon Street. It was good to be back having served there before, because each time we go we see a host of new faces, meet new volunteers and staff and always make a few new friends. We also leave with the clear understanding that the men we serve matter. They deserve the attention, the time, and the kinship that our engagement with them provides.
It is also obvious that they are grateful for our being there. If they don’t provide an all-out verbal “Thank you.”, you can see the gratitude in their eyes or in a subtle smile and a nod. We can’t even begin to imagine a day in the life of one of these men – the trials and tribulations of being homeless, but for a brief moment that split-second interaction is a meaningful connection. For them, and for us.
If you’ve never served there before, we would truly encourage you to do so. Yes it’s humbling, it’s a brief look into a world that so many of us pray never falls upon us. But your being there lets these men know that we care, that they truly are worth our time, and that they are worthy of so much more than where they are at that moment in time.
The Men’s Shelter of Charlotte operates two shelters, comprised of 405 beds. They provide the basic needs of shelter, meals, showers, laundry services, hygiene items, and access to a supportive staff. For more information or to schedule a volunteer effort visit their website at
Common Wealth Charlotte is a local non-profit that provides financial literacy education and access to non-predatory financial services to Charlotte’s low-income families. Epic Capital has been a big fan and supporter of theirs over the past several years. Mid last year we partnered with them on a volunteer basis, serving monthly at their financial workshops.
Charlotte has approximately 150,000 residents working full time and making 30 to 35 percent of the area median income (AMI). As a partner to 36 local nonprofits and workforce development agencies, CWC’s goal is to assist in the achievement of financial independence through innovative financial education, asset-building strategies and access to non-predatory banking services and loans. CWC believes financial instability underpins every challenge faced by this population, including housing, transportation, education, employment security, debt management and access to healthcare. CWC’s mission to establish pathways to financial stability is integral to this population’s well-being, as well as to Charlotte’s community-wide initiative of increasing upward mobility for its underserved residents. To learn more about the incredible work they do or to help support their efforts, please visit www.commonwealthcharlotte.org.
Another successful day supporting Char-Meck’s Adopt-a-Stream program with a volunteer effort across from the pond at Park Road Park in Charlotte. Advisors Ed Doughty and Jason Dimitriou spent the sunny morning picking up debris and waste (ok, garbage and litter) in and around our selected section LSTC1. We’ve really come to realize the waste created from plastic, and in most all cases, one-use plastic. Cup’s, bottles, plastic grocery bags, straws, take-out containers, etc. Did you know it takes about 400 years for some plastics to decompose? And some never do. Everyone at Epic Capital uses glassware or reusable personal water bottles for drinking water, and we serve our clients Brita-filtered water – not disposable plastic water bottles. A volunteer experience like this is eye-opening and we encourage everyone to give-it-a-go. It’s a worthy cause and stimulates an awareness for the senseless waste we create in our lives. If you’d like to get involved or learn more, click here: Adopt-a-Stream
What a great honor to prep for and then serve the men, women and children that stopped in the Dilworth Soup Kitchen for Lunch on Monday. This is a special place, no doubt about it. With over 125 visitors in just over 1-hour, it was a heart-warming site to behold, and they truly made each of us feel like part of the DSK family. Everything here is donated, there is no government funding, and all of the kitchen support comes from volunteers. Most importantly, there is no cost for the guests, and everyone is welcome to come share a meal. We urge you to consider Dilworth Soup Kitchen in your philanthropic giving plans, and/or to serve along side and on behalf of an amazing group of individuals. For more information contact Mary Andujar at email@example.com or visit their website at https://dilworthsoupkitchen.org
We have been wanting to serve with Rise Against Hunger, a meal-packing non-profit, for quite some time and Jason, Danielle and Ed were finally given the opportunity to do so this morning. As part of a much larger team of volunteers, they were able to pack over 10,000 meals for those in need around the world. Rise Against Hunger is an international hunger relief organization that distributes food and life-changing aid to the world’s most vulnerable, mobilizing the necessary resources to end hunger by 2030. An extraordinary organization doing incredible work with tangible outputs and measurable results. If you would like to learn more about RAH, and how you can volunteer or even organize a meal-packing effort, please visit their website at https://www.riseagainsthunger.org/
We had beautiful weather for Epic Capital’s stream clean effort today. This is part of the Charlotte-Mecklenburg Storm Water Services Adopt A Stream program. Our section is across Park Road from the pond at Park Road Park. It was an extraordinary experience on many fronts. It’s amazing what disregard some have for our environment. Plastic bottles, and big gulp styrofoam cups everywhere. They simply don’t decompose. Glass bottles and cans too. We also came across someone’s personal belongings and a make-shift camp sight for someone who is obviously homeless. Other findings included Softballs (4), tennis balls (8-10), flip-flops (2), rubber gloves (3), tire (1), Street sign post (1), hypodermic needle (1), license plate (1), Nerf darts (5-6). Total collected: about 3 large garbage bags of discard or should we say “disregard”. It’s such a great program, and you can instantly see the results of your efforts. If you would like to learn more or get involved, check them out online: http://charlottenc.gov/StormW…/Volunteer/…/AdoptAStream.aspx
One of my favorite Wall Street quotes regarding volatility is from Mark Twain, who said: “October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.”
To some, the buying and selling of a company’s stock by corporate executive officers and directors can be an indicator of Wall Street sentiment. In July 2020, the ratio of companies with executive buying compared with executive selling touched 0.27 – the lowest level in nearly 20 years.1
Want to give your child or grandchild a great financial start? A Roth IRA might be a choice to consider. There are many reasons why starting a Roth IRA for a teenager may be a sound financial strategy. Read on to learn more about how doing this may benefit both of you.
In March, the Coronavirus Aid, Relief, and Economic Security (CARES) Act became law. It was designed to help Americans impacted by the COVID-19 pandemic.1 The new law offered investors a financial break. It gave people the option to skip required minimum distributions (RMDs) from traditional Individual Retirement Accounts (IRAs) and 401(k)-style plans in 2020. (Original … Continue reading “The I.R.S. Has Enhanced the 2020 RMD Waivers”
Lately, it can feel like each day brings a new headline about fluctuating market behavior. But amid the ups and downs of 2020, there may be some potential good news on the horizon. On July 16, 2020, the interest rate for 30-year home loans have fallen to 2.98%. In addition, the average interest rate for … Continue reading “30 Year Home Loans Fall to Historic Lows”
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