Insights + Resources

Epic Insights

Market Performance is a Tale of Haves & Have-Nots

Jul 15, 2024

(more…)

Tags: Current Events, Investing, Investment Planning

Should You Care What the Stock Market Does Each Day?

Jul 12, 2024

Investors are people, and people are often impatient. No one likes to wait in line or wait longer than they have to for something, especially today when so much is just a click or two away. (more…)

Tags: financial advisor, Financial Help, Investing, Investment Planning, Investment Portfolio, Personal Finance

Are You Retiring Within the Next 5 Years

Jul 10, 2024

You can prepare for the transition years in advance. In doing so, you may be better equipped to manage anything unexpected that may come your way. (more…)

Tags: Certified Financial Planner Charlotte NC, Personal Finance, retirement, Retirement Planning, Retirement Tax Savings

Charitable Giving

Jul 8, 2024

(more…)

Tags: charlotte NC, financial advisor, financial advisor charlotte nc, Tax Advantages, Tax Deductions

Retirement Wellness

Jul 5, 2024

How healthy a retirement do you think you will have? If you can stay active as a senior and curb or avoid certain habits, you could potentially reduce one type of retirement expense.

Each year, Fidelity Investments presents an analysis of retiree health care costs. In 2023, Fidelity projected that the average 65-year-old couple would spend around $285,000 on health care during retirement, including about $11,000 in the first year. Both projections took Medicare benefits into account. (more…)

Tags: charlotte NC, financial advisor, Retirement Planning

The Need for Power of Attorney

Jul 3, 2024

The point of the POA. A power of attorney (POA) is a legal instrument that delegates an individual’s legal authority to another person. If an individual is incapacitated, the POA assigns a trusted party to make decisions on his or her behalf. (more…)

Tags: Estate Planning, financial advisor charlotte nc, retirement

Sneak Peek into Second Half Seasonality of Stocks

Jul 1, 2024

Key Takeaways

• Stocks are heading into the second half with impressive momentum. Historically, a strong first half tends to be followed by above-average second-half returns.
• Perhaps unsurprisingly, 1995 had the highest correlation to 2024 (based on first-half progressions) — a year that included a soft landing, the launch of the internet, and extremely low volatility.
• Despite the bullish precedence from a positive first half, bull markets are not linear. The maximum drawdown for the S&P 500 during the second half has averaged -10.3% since 1950. However, seasonality data suggests dips should be bought in the second half.
• Technically, the S&P 500 remains in a bull market and above its long-term uptrend, but overbought conditions — especially in technology and semiconductors — and notable divergences in market breadth point to a potential short-term pause or pullback in this rally.

(more…)

See More >