2020 IRA Deadlines Are Approaching
Feb 5, 2021
Financially, many of us associate April with taxes – but we should also associate December with important IRA deadlines.
December 31, 2021 is the deadline to take your Required Minimum Distribution (RMD) from certain individual retirement accounts.
April 15, 2021 is the deadline for making annual contributions to a traditional IRA, Roth IRA, and certain other retirement accounts.1 (more…)
Tags: Personal Finance, retirement, Retirement Planning, tax guide, tax season guide, taxes
Updated Life Expectancy Tables Create Opportunity for Retirees
Feb 3, 2021
If you are retired and have reached your seventies, you may have the opportunity to draw a little less income from your retirement savings accounts in 2022. Thanks to updated life expectancy tables from the I.R.S. RMD amounts may be reduced.
Next year, the Internal Revenue Service plans to update the life expectancy (more…)
Tags: financial advisor charlotte nc, Investment Planning, Investments, Retirement Planning, Retirement Tax Savings, Tax Advantages, Tax Planning
2021 Annual Limits for Financial Planning
Feb 2, 2021
How the Internet Gamed Wall Street’s Short Sellers
Feb 1, 2021
You may have heard the news about stocks for certain companies suddenly ballooning, quickly going from lunch money prices to several hundred dollars a share. In one case, the shares rose over 1700% since December 2020.1
So, what gives? (more…)
Tags: Current Events, financial advisor, financial advisor charlotte nc, Financial Help, Investing
Earnings Seasons Gets Underway
Jan 28, 2021
Every few months, you may hear the phrase “earnings season” as you listen to financial news.
But what exactly is “earnings season,” and why is it important to Wall Street?
It is the time when a majority of publicly traded companies release their quarterly financial reports. Companies often go into great detail about their business, and some may guide what lies ahead. (more…)
Tags: Current Events, financial advisor charlotte nc, Investing, Investment Portfolio, Personal Finance
Outlook 2021: Bond Prices
Jan 27, 2021
The 10-year Treasury yield has climbed higher since the New Year, which means that some bond prices are dropping. You may have seen the headlines that say, “10-Year Yields Over 1%.”
For some, the first time they experience a change in bond prices is when they open their monthly statement and review their investments. (more…)
Tags: financial advisor charlotte nc, Investments, Personal Finance, Wealth Building
Tax Filing Season for 2020
Jan 25, 2021
Recently, the Internal Revenue Service (I.R.S.) announced that tax season will start a little later than usual. This year the I.R.S. will begin accepting and processing 2020 tax filing returns on Friday, February 12, 2021.1 (more…)
Tags: financial advisor charlotte nc, tax guide, Tax Planning, tax season guide, taxes
1099 Form Help
Jan 22, 2021
What is a 1099 form? This is a record of payment from an individual or entity, showing a payment, generated for your records. The individual/entity sends a copy to both the payee as well as the I.R.S.1
Who might be sending 1099s? Clients send their contractors 1099s, recording work performed. Banks send 1099s to reflect interest from a savings account. A state may send a 1099 for a tax refund. If the financial institution who handles your retirement account writes you a check, they will also send you a 1099.1 (more…)
Tags: financial advisor charlotte nc, Personal Finance, Tax Advantages, tax guide, Tax Planning, tax season guide, taxes
2021 Opens With a Bang
Jan 11, 2021
The first week of 2021 has already had many ups and downs. Just because it’s a new year doesn’t mean that the 2020 issues go away, and so far, 2021 has been no exception to this rule.
The markets opened on January 4 and traded lower out of the gate, with the S&P 500 dropping 1.5%. The last time the market opened lower was in 2016, when the S&P 500, the Dow Jones, and the Nasdaq Composite all dropped on the first trading day of the new year.1,2 (more…)
Tags: Certified Financial Planner Charlotte NC, Current Events, financial advisor charlotte nc, Personal Finance, Retirement Planning
Market Update: 2021 Brings a Fresh Start
Jan 8, 2021
A new year offers a welcomed turn of the calendar and a fresh start. However, it’s difficult to put 2020 completely behind us just yet because the COVID-19 pandemic still presents a significant threat. Healthcare workers continue to perform heroically, while the rest of us must continue to make sacrifices until vaccines are widely distributed.
Despite the ongoing threat of COVID-19, it’s important to remember the tremendous progress the US economy has made in its recovery so far: (more…)
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You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact science. Your specific needs depend on your … Continue reading “Estimating Your Retirement Income Needs”
Jun 4, 2025
As June begins, markets continue to navigate a complex landscape shaped by trade policy shifts, an uncertain economic and earnings outlook, and bond market headwinds. Several key developments in recent weeks may have implications for markets:
Apr 4, 2025
April showers came a month early as stocks fell in March. Tariffs were the primary cause of the market jitters, although that uncertainty became too much for markets to shrug off once economic data started to weaken.
Apr 2, 2025
A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk, including the possible loss of principal, here are six basic principles that may help you invest more successfully.
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